.wrap {
/* box-shadow: 0px 2px 2px 0px rgba(191, 211, 211, 1.0), 0px 3px 1px -2px rgba(191, 211, 211, 1.0), 0px 1px 5px 0px rgba(191, 211, 211, 1.0);*/
  border-radius: 0px;
}

a:focus,
a:hover,
a:active {
  outline: 0;

}

.panel {
  border-width: 0 0 1px 0;
  border-style: solid;
  border-color: #fff;
  background: none;
  box-shadow: none;
}

.panel:last-child {
  border-bottom: none;
}

.panel-group > .panel:first-child .panel-heading {
  border-radius: 0px 0px 0 0;
}

.panel-group .panel {
  border-radius: 0;
}

.panel-group .panel + .panel {
  margin-top: 0;
}

.panel-heading {
  background-color: #fff; /*#004B93*/
  border-radius: 0;
  border-bottom: 0px solid #f29100 !important;
  color: #0f3582;
  padding: 0;
  transition: background-color 0.3s linear 0.2s;
  -webkit-transition: background-color 0.3s linear 0.2s;
 /* background: linear-gradient(0deg, #e6f4ff 1%, #fff 60%);
  box-shadow: 0px 2px 4px rgba(191, 211, 211, 1.0);*/
}
#accordion .active{  background-color: #004B93;
transition: background-color 0.3s linear 0.2s;
-webkit-transition: background-color 0.3s linear 0.2s;
color:#FECE1D}/*#004B93*/
#accordion2 .active{  background-color: #004B93;
transition: background-color 0.3s linear 0.2s;
-webkit-transition: background-color 0.3s linear 0.2s;
color:#FECE1D}/*#004B93*/

.panel-title a {
  display: block;
  color: #3c3c3b;
  padding: 15px 35px;
  position: relative;
  font-size: 14px;
  font-weight: 200;
  transition: background-color 0.3s linear 0.2s;
  -webkit-transition: background-color 0.3s linear 0.2s;
  text-decoration:none;
}

.panel-title a:hover {
  color: #000 ;
  text-decoration:none;
}
.panel-title a:focus {
  color: #3c3c3b;
  text-decoration:none;
}
.panel-title a:active {
  color: #3c3c3b;
  text-decoration:none;
}

.panel-title a .active{
	transition: background-color 0.3s linear 0.2s;
	-webkit-transition: background-color 0.3s linear 0.2s;
	color:#f29100}

.panel-body {
	padding: 15px 0px;
  background: #fff;
  border:0px solid #bfd3dd; /* 004B93 
 box-shadow: 0px 2px 4px rgba(191, 211, 211, 1.0);*/
}
.panel-body a{text-decoration:underline;color:#3C7AB5}
.panel-body a:hover{text-decoration:underline;color:#EC7404}

.panel:last-child .panel-body {
  border-radius: 0 0 0px 0px;
}

.panel:last-child .panel-heading {
  border-radius: 0 0 0px 0px;
  transition: border-radius 0.3s linear 0.2s;
  -webkit-transition: border-radius 0.3s linear 0.2s;
}

.panel:last-child .panel-heading.active {
  border-radius: 0;
  transition: border-radius linear 0s;
  -webkit-transition: border-radius linear 0s;
}
/* #bs-collapse icon scale option */

.panel-heading a:before {
  content: '\e146';
  position: absolute;
  font-family: 'Material Icons';
  left: 5px;
  top: 10px;
  font-size: 24px;
  transition: all 0.5s;
  -webkit-transition: all 0.5s;
  transform: scale(1);
}

.panel-heading.active a:before {
  content: ' ';
  transition: all 0.5s;
  -webkit-transition: all 0.5s;
  transform: scale(0);
}

#bs-collapse .panel-heading a:after {
  content: ' ';
  font-size: 24px;
  position: absolute;
  font-family: 'Material Icons';
  left: 5px;
  top: 10px;
  transform: scale(0);
  transition: all 0.5s;
  -webkit-transition: all 0.5s;
}

#bs-collapse .panel-heading.active a:after {
  content: '\e909';
  transform: scale(1);
  transition: all 0.5s;
  -webkit-transition: all 0.5s;
}
/* #accordion rotate icon option */

#accordion .panel-heading a:before {
  content: '\e316';
  font-size: 24px;
  position: absolute;
  font-family: 'Material Icons';
  left: 5px;
  top: 10px;
  transform: rotate(90deg);
  -webkit-transform: rotate(90deg);
  transition: all 0.3s;
  -webkit-transition: all 0.3s;
}

#accordion .panel-heading.active a:before {
  transform: rotate(180deg);
  -webkit-transform: rotate(180deg);
  transition: all 0.3s;
  -webkit-transition: all 0.3s;
}

#accordion2 .panel-heading a:before {
  content: '\e316';
  font-size: 24px;
  position: absolute;
  font-family: 'Material Icons';
  left: 5px;
  top: 10px;
  transform: rotate(90deg);
  -webkit-transform: rotate(90deg);
  transition: all 0.3s;
  -webkit-transition: all 0.3s;
}

#accordion2 .panel-heading.active a:before {
  transform: rotate(180deg);
  -webkit-transform: rotate(180deg);
  transition: all 0.3s;
  -webkit-transition: all 0.3s;
}